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Kavita Joshi

Kavita Joshi is a retired banker turned investment writer with over 20 years in commercial banking and corporate finance. She shares her expertise through articles that help investors understand banking products and make informed investment decisions.
Graph illustrating the credit scoring system
Graph illustrating the credit scoring system
Explore Experian points in detail! πŸ“Š Learn how they affect credit scores, improve borrowing power, and master your financial health. πŸ’³
Navigating the Process of Ordering 1099 Forms from the IRS Introduction
Navigating the Process of Ordering 1099 Forms from the IRS Introduction
Discover how to effortlessly order 1099 forms from the IRS by mail πŸ“¬. This guide simplifies the process, addressing common hurdles and compliance tips.
Cozy home interior showcasing a welcoming atmosphere for first-time buyers
Cozy home interior showcasing a welcoming atmosphere for first-time buyers
Dive into affordable mortgage options for first-time buyers! 🏑 Learn about types, programs, and tips for securing the best rates. πŸ’° Make informed choices for homeownership!
A calculator and tax documents on a desk
A calculator and tax documents on a desk
Discover how to determine your state tax obligations with practical tools and insights. Learn about checking owed taxes and the consequences of non-compliance. πŸ“ŠπŸ’°
Visual representation of federal tax brackets
Visual representation of federal tax brackets
Curious about payroll taxes? πŸ“Š This article breaks down paycheck deductions, covering federal, state, local taxes, and essential withholdings! πŸ’°
Overview of American Express Card Features
Overview of American Express Card Features
Explore the vital rules of American Express cards! πŸ’³ Understand eligibility, rewards, fees, and support to optimize your financial decisions. πŸ’°
Safeway Gas Credit Card: An In-Depth Analysis Introduction
Safeway Gas Credit Card: An In-Depth Analysis Introduction
Explore the Safeway gas credit card's benefits πŸ›’οΈ, eligibility, and fees. Compare it with other cards to maximize your fuel savings and rewards! πŸš—πŸ’³
Conceptual representation of online income streams
Conceptual representation of online income streams
Discover diverse ways to earn with PayPal! πŸ’° From affiliate marketing to e-commerce and freelance services, explore valuable insights to boost your income today. πŸ“ˆ
Exploring the Viability of a Part-Time Finance Degree Introduction
Exploring the Viability of a Part-Time Finance Degree Introduction
Explore the journey of earning a part-time finance degree πŸ“šπŸ’Ό. Understand motivations, challenges, career prospects, and tips to balance study with work.
Visual representation of credit report freezing mechanism
Visual representation of credit report freezing mechanism
Discover how to secure your credit with a freeze πŸ›‘οΈ. Learn about processes from Equifax, Experian, and TransUnion, and manage your finances wisely πŸ’³.
Understanding Market Value of House Calculators Introduction
Understanding Market Value of House Calculators Introduction
Unlock the secrets of AI-driven house calculators! 🏑 Learn about their methodologies, data inputs, and how they influence real estate decisions. πŸ“Š Explore effective usage for accurate appraisals and insightful investments!
Diverse global small-cap stocks showcased
Diverse global small-cap stocks showcased
Dive into the Fidelity International Small Cap Fund: explore its strategies, performance, risks, and opportunities for savvy investors πŸŒπŸ“ˆ. Gain insights for better decisions!